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We Accept:
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You or a loved one has a long-term care insurance policy.
How Bell Care simplifies using long term care insurance
- Bell Care accepts assignment of benefits on all long-term care insurance polices
- Bell Care does insurance filings for all clients
- Bell Care works with all long term care insurance companies
Question: When can I start a claim to receive care?
Most long term care policies will cover care if you need assistance with 2 to 3 activities of daily living (ADLs). These include bathing, dressing, and walking to name a few.
Question: How does Bell Care assist with my claim?
Bell Care helps you assess the level of insurance coverage you have and makes sure it's processed correctly and then takes care of all the paperwork, even contacting your doctor.
Question: What does it mean if I have an "elimination period" with my policy?
Some policies require you have care for a certain period of time before the policy will pay. This can be 14, 30, or even 90 days. Bell Care is experienced with coverage issues and questions and will be glad to guide you.
Question: Will I have to pay for my care until my insurance company pays?
Bell Care accepts assignment of benefits on your policy.
Question: Do I have to select from the home care companies that are on the
list I received from my insurance company or can I choose my own?
You can choose your own company. |